Personal

Independent Experts

In a changing financial world, you need to be sure that you can call on the help and advice of independent experts who put your interests first. Legislation, the financial climate and changes in your circumstances will affect your financial situation and requirements. The likelihood is that in today's busy world, you have not had the time to take an objective look at your financial foundations.

Impartial, Tailored Advice

To provide the necessary assistance and advice, we need to fully understand your current circumstances coupled with your plans and objectives for the future. Our advice will be tailored to suit your specific needs and we will help you to plan and build to meet your priorities; whether accumulating funds for retirement, protecting loved ones, minimising tax liabilities etc. There are so many aspects to financial planning and so many institutions claiming that they have the answers to all of your needs. Many of these can only offer products from one Company whereas SMG FS Ltd are independent, which enables us to research and access the whole market on your behalf.

As one of our personal clients, we can offer advice on a range of products, including:

Request personal independent financial planning advice

Retirement Planning

• Personal Pension Plans
• Stakeholder Pension Plans
• Drawdown Plans
• Annuities

Lump Sum Investment

• Personal Equity Plans
• Individual Savings Accounts
• Investment Bonds
• Unit Trusts
• OEICs
• Investment Trusts

Protection

• Mortgage
• For your family
• Income continuance in the event of long term illness
• Private healthcare/long term care insurance
• Inheritance Tax planning/making a will

An informal discussion with one of our advisers is the first stage in helping you to take a new approach to your financial affairs. Personal consultations can be arranged at your place of work, your home or indeed at our offices in Leeds.