Location:

Corporate

Our Corporate Services combine both advice and administration for employee benefit and corporate protection packages. SMG FS Ltd have developed expertise in these key areas over many years and the necessary assistance is provided to many client companies, their directors and their employees.

SMG FS Ltd are committed to "independent financial advice" which enables us to locate the most suitable solution for our clients' needs. Government legislation is constantly being introduced which invariably leads to specialist advice being required. In recent years, the main area affected has been Pensions with a raft of legislation being passed and there is still more to come. Currently, many employers are having to review their employee benefit packages in light of changing legislation, costs etc. SMG FS Ltd are able to provide the necessary assistance in this complex area thus ensuring compliance with the regulations and suitable and affordable employee benefit packages for both employer and employee.

The main areas in which SMG FS Ltd provide advice and administration services are summarised below:-

Request Corporate Independent Financial Planning Advice

Pensions Arrangements

Occupational Schemes
Group Personal Pension Plans
Group Stakeholder Plans
Executive Pension Plans
Small Self Administered Schemes

Employee Benefits

Group Life Assurance
Group Critical Illness
Permanent Health Insurance (income continuance)
Private Healthcare

Corporate Protection

Keyman Assurance
Co-Shareholder Assurance
Partnership Assurance
Keyman PHI Cover

Corporate Finance

Commercial Mortgages
Investment
Tax Planning

The areas above are quite extensive and invariably specialist advice is required. SMG FS Ltd are able to provide a comprehensive service and will also liase with other advisers, namely accountants and solicitors, where appropriate. There are many product providers claiming to have the solutions to many of the issues detailed above but careful research and analysis is required. The vast majority of Employers do not have the time or experience to conduct this research and therefore seek the assistance of specialist advisers such as SMG FS Ltd.